Mortgage Lab
Estimated Money Needed at Closing
Build a planning worksheet of charges and credits that may affect money needed at .
Estimated Money Needed at Closing
Not available yet
Some costs are not available yet. Add known amounts in Customize estimates, or review them with Jesse.
View calculation details
- Down payment
- $40,000
- Known cost items only — incomplete subtotal
- $0
- Costs added to the loan
- $0
- Costs already paid outside closing
- $0
- Seller, lender and other credits
- $0
- Earnest money already deposited
- $0
- Gift/assistance funds available
- $0
- Personal cash needed after gift/assistance funding
- Not available yet
Financed and already-paid portions belong to the itemized costs and are counted once. Credits and earnest money reduce the remaining settlement obligation. Gifts provide funds; they do not reduce the transaction's costs or the total settlement cash obligation. Unknown funding amounts remain unavailable.
Jesse can help you review the numbers for your situation.
Calculator actions are loading…
Money needed at closing summary
- Home price
- $400,000
- Down payment
- $40,000
- Estimated closing costs, prepaids and escrow
- Not available yet
- Estimated cash needed at closing
- Not available yet
Planning estimate only. Actual closing amounts may differ.
How to interpret the result
Keep separate from lender charges, third-party costs, , initial deposits, and credits. Replace every estimate with current disclosures when available.
Related mortgage planning tools
Calculator results are educational estimates based on the values entered. They are not a , approval, rate quote, or commitment to lend.
